Not to put too fine a point on it, but compared to where I live in the north east USA, even today your real estate prices are a bargain. Lake front property that you could build on, even on a "crappy little lake", would run well over a million. Some of this is because of environmental requirements today. You need enough space for two complete septic system leach field beds, far enough from the lake so they will not contaminate it. One bed for the house, the other is the replacement you'll need in about 50 years.This usually means about 200 feet of lake front.
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